Comprehensive coverage of address changes not just for your resident registration, but also for pensions, health insurance, driver's license, bank accounts, credit cards, and more. We explain what you must not forget and how to prioritize your tasks.
Reviewed by: Nobuyuki MoriPresident, M-Assets Co., Ltd. / Licensed Real Estate Transaction Specialist (Miyagi #018212)
After moving, you'll need to update your address not just with your resident registration, but also with your bank, credit card company, insurance provider, and various services. We'll explain the checklist and priorities to ensure you don't miss anything.
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When you move into a rental property, do you think updating your resident registration is all you need to do? Actually, you need to change your address at over 10 different places. In this article, rental housing professionals provide a "complete roadmap for address changes to avoid problems down the road."
If you postpone address changes, the following risks emerge.
The ideal is to complete all changes within 2 weeks to 1 month after moving.
Within 14 days of moving, submit a "moving notification" at your new local municipal office (if moving within the same municipality, submit a "relocation notification").
Once your resident registration is updated, you can apply for a My Number Card address change at the same time.
If you're employed and enrolled in company health insurance, your employer's HR or personnel department handles the change. If you have national health insurance, you can submit the notification at the same time as updating your resident registration at the municipal office.
Employees covered by company pensions (Employees' Pension Insurance) have their addresses changed through their employer. However, self-employed individuals and others in Category 1 National Pension must file the change themselves at the municipal office. If your My Number is linked to your pension record, it may update automatically, but it's worth confirming.
You can update your driver's license address at the police station, driver's license center, or certain designated police boxes in your new prefecture.
You must register your address change with the transportation bureau that manages your new address within 15 days of moving. Also remember to update your auto insurance; your premium may change.
You can change your address through each institution's app, online banking portal, or in person/by mail. Net banks often allow you to complete the update in minutes through their app.
Checklist of addresses you're likely to forget to update:
Most companies allow you to update your address through their member websites or apps. If your card needs renewal, a new card will be sent to your old address if you don't update it first, so early changes are recommended.
Update your address through each insurance company's website, app, or by phone.
You can change your address through the web service provided by your financial institution (brokerage, bank, etc.).
Updates may require procedures through My Number Portal or at the pension office.
If you submit a "change of address" notification to Japan Post before or shortly after moving, your mail from your old address will be forwarded to your new address for one year (free of charge). You can apply online.
Update your default address on frequently used services like Amazon, Rakuten, Yahoo! Shopping, and similar platforms. If you're often away from home, this is also a good time to register for package lockers or parcel pickup services.
Magazine subscriptions, newspapers, and various membership services are easy to overlook.
| Task | Deadline | Method |
|---|---|---|
| Moving notification (resident registration) | Within 14 days | Municipal office |
| National health insurance | As soon as possible | Municipal office |
| National pension (Category 1) | As soon as possible | Municipal office |
| My Number Card | Within 14 days | Municipal office |
| Driver's license | As soon as possible | Police station or license center |
| Vehicle registration certificate | Within 15 days | Transportation bureau |
| Auto insurance | As soon as possible | Insurance company |
| Bank accounts (all) | As soon as possible | Each financial institution |
| Credit cards (all) | As soon as possible | Each card company |
| Life insurance and casualty insurance | As soon as possible | Each insurance company |
| iDeCo | As soon as possible | Financial institution |
| Japan Post change of address | Within 1 week before or after | Post office or online |
| Amazon, Rakuten, etc. e-commerce | As soon as possible | Each online service |
Mistake 1: Thinking that updating your resident registration completes everything
The biggest pitfall is assuming that once you've updated your resident registration, you're done. However, your pension and driver's license require separate procedures.
Mistake 2: Getting too busy with moving and forgetting to follow up
Right after moving, you're busy unpacking and settling in. It's effective to schedule a dedicated day in the first week after moving — enter it in your planner or phone calendar beforehand — to complete these tasks all at once.
Mistake 3: Forgetting to update information for all family members
If your whole family moves, you also need to handle school and daycare enrollment changes for your children, as well as your spouse's health insurance and pension procedures. It's a good idea to create a checklist for everyone in your household.
Address changes can feel like a lot to handle because there are so many tasks, but if you prioritize and plan ahead, the process becomes surprisingly smooth. In particular, municipal office procedures (moving notification, pension, health insurance) have a 14-day legal deadline, so handle these first. Then complete updates at financial institutions, insurance companies, and online services within the following 1–2 weeks.
Save the checklist in this article to your smartphone — it will come in handy next time you move. Use it to ensure your move into your new rental home goes smoothly.
A comprehensive breakdown of 28 essential administrative procedures needed after moving, presented as a checklist. From resident registration transfers to driver's license, My Number Card, bank, credit card, insurance, and workplace notifications—clarifying the priority order and deadlines for each procedure.
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