NHK comes collecting fees shortly after you move into a rental. Do you really have to pay? This article clarifies student exemptions and bank transfer discounts, explaining how to minimize your household budget burden.

Reviewed by: Nobuyuki MoriPresident, M-Assets Co., Ltd. / Licensed Real Estate Transaction Specialist (Miyagi #018212)
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After moving into a rental property, many people are confused when NHK collectors visit or paperwork arrives in the mail, wondering "What should I do?" NHK reception fees are based on a legal system, but exemptions and discount programs also exist. This article explains everything from the basics of NHK reception fees to money-saving strategies, with a focus on single-person apartment living.
Article 64 of the Broadcast Law stipulates that "anyone who installs reception equipment must enter into a receiving contract with NHK." This applies not only to televisions but also to one-seg-equipped smartphones and PCs with built-in television tuners, which are considered "reception equipment" (though case law regarding mobile devices is still developing).
Devices subject to contract obligation: TVs, PCs with TV tuners, one-seg smartphones, etc. Devices NOT subject to contract obligation: No TV and only devices without one-seg capability
Shortly after moving, you might not have bought a TV yet. In such cases, you can honestly report this to NHK, and you're not obligated to sign a contract even if a collector visits. However, if you purchase a TV later, you must sign a contract promptly.
NHK reception fees are subject to change, so be sure to check the official website for the latest rates before signing a contract. As of 2026, here are approximate figures:
Annually, a terrestrial contract costs approximately ¥13,000, while a satellite contract costs about ¥24,000, making it a non-negligible household expense for single-person living.
NHK offers both full exemption and half-price exemption systems for reception fees. Here are cases particularly relevant to single-person apartment dwellers:
Important: To receive an exemption, you must apply to NHK yourself. It will not be applied automatically. If you receive welfare benefits or fall into a non-taxable household category after moving, apply promptly.
Simply changing your payment method can reduce your annual expenses.
| Payment Method | Discount |
|---|---|
| Bank transfer (monthly) | ¥55/month discount |
| Credit card (monthly) | ¥55/month discount |
| Bank transfer (bimonthly) | ¥55/2 months discount |
| Bank transfer (12-month advance payment) | Up to ¥1,360/year discount (terrestrial contract) |
| Bank transfer (24-month advance payment) | Up to ¥2,720/year discount (terrestrial contract) |
Annual payment (advance payment) requires a lump sum, but it's the most economical in the long term. In particular, 24-month advance payment saves over ¥100 per month when calculated on an annual basis for terrestrial contracts.
When you move, you must notify NHK of your address change. If you don't, bills will continue to be sent to your old address and may be recorded as delinquent payments at your new residence. Report the change through NHK's official website (nhk.or.jp) or by contacting their call center.
If you don't own a TV, inform the visiting collector and sign a form stating this. It will be recorded as a "non-ownership declaration." However, if you install a TV later, you must self-report and enter into a contract.
If you live in an apartment building, each household requires a separate contract, even if they're in the same building. It's a misconception to think "I don't need a contract because someone upstairs has one."
If you move back with your family or dispose of your TV—essentially when you no longer have reception equipment—you can cancel your contract.
If you forget to process cancellation or household consolidation, you'll continue paying fees for an address where you no longer live. Review your contract status each time you move.
Students living away from home can benefit from a "family discount" — if their parents have a contract, the student's fees are reduced to half price. Additionally, as mentioned earlier, students who meet certain conditions—such as receiving scholarships—may qualify for full exemption. If you're starting to live alone for your studies, it's recommended to check whether you qualify for any discounts or exemptions before signing a contract.
While NHK reception fees are a legal obligation, you can reduce your household expenses through exemptions, reductions, and payment method choices. Add "NHK contract verification and updates" to your post-move checklist, apply for exemptions if eligible, and if paying, use bank transfers or annual payments to avoid unnecessary expenses. For any questions, it's important to check NHK's official website for the latest information.
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