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Columns about Costs & Finances
85–96 of 118
A comprehensive simulation of monthly living costs for solo living. Breaks down typical amounts for rent, food, utilities, communications, entertainment, and savings by city size, plus practical money-saving strategies to reduce your expenses.
A complete breakdown of upfront costs for rental contracts, including market rates. Learn how to calculate security deposits, key money, agency fees, prepaid rent, fire insurance, and key replacement costs—plus legal negotiation tactics to reduce your initial expenses.
For those living alone in Sendai, we've compiled the latest 2026 data on average utility costs (electricity, gas, and water), seasonal fluctuations, and money-saving tips.
A rental housing expert provides a comprehensive breakdown of average utility costs, seasonal fluctuations, and money-saving techniques for couples and married couples living together.
Utilities are the largest expense factor for rental properties beyond rent itself. We explain with concrete numbers how building age, insulation performance, air conditioning systems, and hot water heater types affect your monthly bills. A practical guide to making smart property choices.
Experts explain how to handle situations where you cannot pay rent due to unemployment or leave of absence. We've compiled information on negotiating payment deferrals with your property management company, the application process for housing security allowance, and how to utilize other public support systems.
Zero-deposit, zero-key-money apartments (0/0 properties) can significantly reduce your upfront costs. However, rent might be higher than market rates, and unexpected fees may arise when you move out. We explain the right way to compare and what to watch out for.
A comprehensive guide to rental housing subsidies and allowances. Covers company housing allowances, municipal rental subsidies, residential security grants, designated excellent rental housing, and everything from application procedures to precautions.
Self-employed and freelance moving costs can be deducted as business expenses by apportioning the business-use portion of a home office. This article covers National Tax Agency treatment (Income Tax Law Section 45, home-related expenses, and basic guidance 45-1/45-2), deductibility by expense type and accounting categories, apportionment calculations and journal entry examples, and deferred asset treatment for key money of 200,000 yen or more—explained from a practical perspective. Also included are special deductions for job-transferred employees and tax-free moving allowance thresholds.
When transferring due to a job relocation, moving costs may be covered by your company or be your own responsibility. We explain whether company-provided allowances are taxable or non-taxable, cases where you can recover money through your tax return, and how to think about claiming expenses.
From employee housing allowances and tax-saving benefits of company-provided housing to municipal relocation subsidies and housing security assistance—this comprehensive guide covers systems to significantly reduce your actual rental housing costs. Learn which subsidies and deductions you shouldn't miss, and discover smart ways to lower your monthly housing expenses.
UR rental housing requires no key money, agency fee, or guarantor. This guide clearly explains everything from income requirements for eligibility to how to find properties and apply, including the key differences from private rentals.